The holiday season hits small businesses fast—sales spikes, seasonal hiring, vendor renewals, and year-end compliance all happening at once. It’s exciting… until something falls through the cracks and becomes a January headache.

Here are four quick legal checkpoints to protect your business as the year wraps up:

1. Seasonal Hiring. Even temporary team members need proper onboarding—offer letters, clear job descriptions, compliant payroll setup, and documented policies. Seasonal surges are when wage-and-hour mistakes happen most.

2. Review Contracts for Sneaky Auto-Renewals. A lot of service contracts—software, marketing tools, maintenance—renew January 1. Now is the time to check notice periods so you aren’t locked in for another year unintentionally.

3. Insurance Renewals (Your “Business Airbag”). Coverage often renews at year-end. Confirm limits, exclusions, and whether your current policies reflect your actual risk. Your LLC is your seatbelt; insurance is the airbag that saves you when something unexpected hits.

4. Year-End Compliance Deadlines. Annual reports, business license renewals, tax filings, and updated corporate records sneak up fast. Missing deadlines can cost money or compromise your liability protections.

A Final Thought

Think of December as your runway into 2026. The more proactive you are now—tightening contracts, updating policies, reviewing risks—the smoother and more profitable next year will be.

If you could use help with any of these checkpoints, my Legal Concierge Services pilot is designed to make this easier and remove the “I hope I did this right” stress from your business.

❓What’s on your end-of-year checklist that I missed?